

Money Train 3 Slot
Software Provider
Games Global
Reels
5
Volatility
High
Payout
96.86%
Winning Lines
243
Freespins
Yes



About Money Train 3 Slot
Money Train 3 by Relax Gaming is your ticket to a futuristic Wild West, where every spin feels like stepping onto a gritty frontier train bristling with opportunity. It’s all about hitting the reels at just the right time, matching symbols in combos, and unlocking those special feature rounds to reel in the gold. If you’re up for high-octane slot action—complete with collector symbols, snipers, and nail-biting bonus buy options—this one might just become your new favourite ride.
Money Train 3 maintains the original series’ core premise: hop aboard a train and hunt for massive multipliers. The theme leans heavily on an industrial steampunk vibe, and you’ll have to land at least three identical symbols on an active win line to keep the rewards coming. The relaxed approach by Relax Gaming means crisp animations, imaginative bonus features, and a payout system that can pack a punch, especially if you get those high-value symbols aligned.
Theme and Graphics
The moment you load this slot, you’re smacked with that gritty, mechanical Western aesthetic—think cowboy rust meets robotic enhancements. You’ll see vents billowing bursts of steam and pulsating gears. The reels themselves sit right on the side of a clanking locomotive, with the backdrop suggesting a wasteland that’s half desert, half futuristic hold-up spot. It’s not your grandmother’s old-school fruit slot: the design radiates sci-fi grit.
As you spin, you’ll notice the attention to detail in each symbol. Some icons feature inventive characters with bionic implants or fearsome demeanors—every stare says, “Watch it or you’ll get robbed.” One of the most striking animations is when the reels come to a halt and the metal contraptions spew steam into the air. The soundtrack heightens the tension: it’s a heavy, industrial track peppered with whistling wind and clanging metal, as if there’s a standoff about to break any second. That synergy between sight and sound hits a sweet spot. It pulls you deeper into the story of outlaws, trains, and hidden fortunes, ensuring each spin feels part cinematic, part gritty duel.
Gameplay and Features
Reel Layout and Paylines
Money Train 3 uses a standard 5×4 grid, but it’s anything but predictable. You’ve got 40 fixed paylines, all of which pay left to right, meaning you’ll always have the full set activated. This uniform approach suits players who don’t fancy tinkering with adjustable lines. Just set your stake, spin, and brace yourself for the next clank of the reels.
Even though it’s a 5×4 format, the slot goes beyond regular line pays. It sprinkles in unique mechanics once you trigger the bonus round (more on that in a bit). So those base spins might feel straightforward, but from time to time, the symbols tumble into place in such a dramatic fashion that you’ll think you’re on some tumble or cascade system—albeit not in the traditional sense.
Winning Combination
You’ll form wins by landing matching symbols from the leftmost reel onward along the fixed lines. Typically, you want three of a kind to start seeing returns, although bigger wins come when you manage four or five across a line. Money Train 3 has a high volatility profile, so you won’t always see small, frequent wins. Instead, expect the occasional drought spiced with the potential for epic paydays. It’s like panning for gold in a raging desert: you might sift through a lot of dust before uncovering that nugget worth shouting about.
Special Symbols
There’s a motley crew of icons here, from cowboy bandits to mechanical contraptions. But let’s break down the key special symbols that make Money Train 3 tick:
Symbol | Type | Function | Bonus Trigger |
Wil | Substitute | Replaces any regular symbol to help form wins | No |
Bonus Scatter | Scatter | Triggers the Hold & Win style bonus game | Three or more unlocks the bonus round |
Collector, Sniper, Necromancer | Persistent Symbols | Only appear during the bonus feature and bring unique perks | N/A |
A stand-out is the Collector, which gathers all visible coin values and adds them to its own. The Sniper doubles or even quadruples the values of other symbols, while the Necromancer resurrects and uses persistent symbols for another spin. These fit perfectly into the steampunk-Western hybrid vibe, like half-human, half-mechanical outlaws who each do their part in bagging more loot.
Bonus Rounds and Free Spins
How to Trigger Bonuses
The real fireworks erupt when you land three or more Bonus Scatters anywhere on the reels. That’s your cue to enter a special Hold & Win bonus round, where reels change from spinning symbols to mysterious locked cells. If your region allows it, you might also see a Bonus Buy option. That means you can throw your chips straight into the big event, skipping the base game build-up. Be warned: it’s not always cheap, but it can be worth it if you’re itching for the action right away.
Special Mechanics
During the bonus, a re-spin counter starts at three. Each time you land a special symbol (like a coin), the counter resets to three. That’s the moment you get strapped into the real Money Train 3 ride. Each coin symbol carries a multiplier value—sometimes big, sometimes modest. But the special persistent symbols can multiply these coins further, collect them into bigger sums, or even resurrect used icons to keep the chain reaction going. This synergy can blow up your total multiplier beyond what you thought possible. I’ve seen some spins get so stacked with reactivations that the bonus feels practically endless.
Collector, Sniper, and Necromancer are the star mechanics here. The Collector will hoover up all active coin values, and it keeps doing so each time the reels add a new coin. The Sniper picks certain coins and multiplies them to higher values, upping your total payout even further. Then there’s the Necromancer, which is a personal favourite. It revives spent symbols to give them another go at activating their effect. This trifecta is what sets Money Train 3 apart from the usual hold-and-spin features: it’s capable of chaining big boosts like a specialised engine revving at full throttle.
Progressive Jackpots
Money Train 3 doesn’t have a traditional progressive jackpot that accumulates across the network. Instead, it’s all about hitting that max multiplier of up to 100,000x your bet, which can feel just as electrifying as a progressive pot. Because the bonus round can escalate so quickly—especially with persistent symbols—it often mimics the exhilaration of chasing a tiered jackpot. So no, you won’t see a Mini/Major/Grand progressive meter creeping up, but you might not miss it once the reels are stacked with juicy modifiers.
Payout Potential and Volatility
RTP Explained
The Return to Player (RTP) stands at 96.10%. In human terms, that’s right around the industry average or even a smidge above, suggesting a decent payout ratio over the long run. Essentially, for every £100 you stake, you might expect to see around £96.10 back—though in reality, it can swing wildly. Considering you’ve got a high-volatility beast on your hands, you won’t always tread near that figure from spin to spin, but it’s a good long-term benchmark.
Volatility
Money Train 3 is definitely high volatility—this is not a gentle slope. It’s more like a rocket that either soars into the stratosphere or fizzles out with minimal small wins. If you’re the kind of player who loves the idea of waiting for that one monstrous hit, you’ll appreciate the risk-reward ratio. On the downside, it’s not a slot for the faint-hearted if you’re on a tight bankroll. You can burn through your credits fast, so pace your wagers to weather the dry spells.
Max Win Potential
The absolute biggest payout here can shoot up to 100,000x your bet, a figure that turns heads even among the big guns of the slot world. You’ll only see that if you manage an insane lineup of persistent symbols in the Hold & Win bonus round, repeatedly boosting your multiplier over and over again. For perspective, on a £1 max bet setting (some versions might only go up to £0.50, depending on the casino), that could be a life-changing sum—definitely enough to make your jaw drop.
Playing Money Train 3 on Mobile
Relax Gaming has made sure Money Train 3 runs smoothly—whether you’re on Android, iPhone, or a tablet. The visuals scale down nicely, and the animations remain crisp. The streamlined interface lets you bet, spin, and buy bonuses (in supported regions) without fumbling through menus. It’s basically the same excitement squeezed into your palm—so if you’re the type to spin while commuting, you’re covered.
High win potential up to 100,000x your bet.
Thrilling Hold & Win bonus with persistent symbols.
Polished graphics and soundtrack that pump up the adrenaline.
Mobile-friendly design with smooth performance.
High volatility can burn through balances quickly.
Bonus Buy feature might be costly in some jurisdictions.
No standard progressive jackpot if that’s your thing.
Play Responsibly
Slots can be a blast, but they’re also best enjoyed in moderation. If you’re finding yourself chasing losses or feeling the thrill slip into anxiety, it’s time to step back. Most casinos provide deposit limits, self-exclusion tools, or cooling-off periods if needed. If you’re ever in real trouble, organisations like GamCare and Gambling Therapy are there to help. Keep it fun—winning is sweet, but staying in control is sweeter.
Final Verdict on Money Train 3 Game
Money Train 3 manages to blend edgy steampunk visuals with potent features, culminating in a slot that’s both immersive and high-paying. The Hold & Win bonus with persistent symbols is a game-changer, offering chain reactions that crank up the excitement. This slot is for you if you love chasing giant payouts, don’t mind high volatility, and appreciate a slick design that keeps you on your toes. If you prefer gentler rides with smaller but more frequent wins, you might find yourself gripping the railings here. But if you’re willing to take the leap—this train can deliver spectacular thrills.

How do I trigger the bonus features in Money Train 3?
Land 3+ Scatter symbols to launch the Hold & Win feature.

What is the RTP and volatility of Money Train 3?
The RTP is 96.10%, and volatility runs high.

Can I play Money Train 3 for free?
Yes. Many casinos offer a demo version.